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Van insurance, NCB and endorsements?


My partner had 2 accidents in the last 5 years in his car (bloody male drivers!) lol and also a speeding conviction from a mob camera also in the car. He now has a van but do the accidents need to be mentioned even though they were on the car? or is the van completely seperate? I understand the speeding conv carries over regardless?

He still needs to declare them on any time of motor insurance, whether it be car, van, motorcycle etc. If he doesn't, his details will appear on the central underwriting exchange database and they will void his policy for non-disclosure.

You may find that a lot of insurers will decline people with more than one claim/conviction, but if you approach the company he was with when he made the claims and got the conviction, they will be obliged to take him on. It is unlikely that they will take him on at the standard rates though. They usually add on a surcharge for claims/convictions.

It is not separated.
The only thing you might to do to have it detached from your other car would be to get a business car insurance if the purpose of the van is business related:

http://www.financecomparator.co.uk/busin...

if they ask it needs to be revealed, accidents follow the driver.

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